What English phrases do you need in an emergency abroad?

My wallet was just stolen and I need to cancel my credit card and debit card immediately. This is urgent.

我的钱包刚被偷了，我需要立即取消信用卡和借记卡。这很紧急。

💡 在美国，银行卡被盗后要第一时间打银行背面的电话号码挂失。通常24小时内的盗刷银行会承担。

My name is Li Wei. I don't have a Social Security number — I'm a Chinese citizen visiting on a tourist visa. My account was opened with my passport number.

我叫李伟。我没有社会安全号——我是持旅游签证的中国公民。我的账户是用护照号码开的。

💡 外国游客在美国开银行账户通常用护照号。没有 SSN 时要说明，银行有替代验证方式。

Actually, I'm staying at a hotel right now. Can you send them there instead? And have there been any charges on my cards since the theft?

其实我现在住在酒店。能寄到酒店吗？被偷之后我的卡上有消费记录吗？

💡 被盗后立即查看有无未授权消费很重要。美国银行法规通常保护持卡人免受盗刷损失。

Officer, I'd like to report a theft. My wallet was pickpocketed on the bus about an hour ago. It had my passport, all my credit cards, and about $300 in cash.

警官，我要报案。大约一小时前我在公交车上被扒了钱包。里面有护照、所有信用卡和大约 300 美元现金。

💡 报案时列清所有丢失物品，特别是护照和证件。警察报告是后续补办各种证件的基础。

Yes, I called my bank right away. All cards are frozen. But I'm worried about my passport — what should I do about that?

是的，我马上打了银行电话。所有卡都冻结了。但我很担心护照——这个该怎么办？

💡 护照丢失后需要：1.报警 2.联系大使馆 3.申请紧急旅行证件。没有护照不能上飞机。

Thank you. One more thing — I have no cash or cards now. Is there an emergency service that can help with temporary funds?

谢谢。还有一件事——我现在没有现金也没有卡了。有什么紧急服务能帮忙解决临时资金吗？

💡 大使馆可以帮联系家人汇钱、Western Union 转账，也可能提供小额紧急贷款。