意外事故

I'm fine, but look at my bumper — it's dented. We need to exchange insurance information. Have you called the police?

Yes, let's pull over to that parking lot. But first, let me take some photos of the damage and the position of the cars.

Thanks. Here's mine. My name is John Miller, and my insurance is with State Farm. Can I get your phone number in case my insurance company needs to reach you?

Good afternoon. I'm Officer Davis. I received a report of a minor accident. Is everyone okay? Can I see both drivers' licenses, registrations, and insurance cards?

Thank you. I'll write up an accident report. You'll each receive a copy with a case number. You'll need that when you file a claim with your insurance company. It should be ready in about 10 minutes.

Excuse me, sir/ma'am. I understand you witnessed the accident that just happened. Would you be willing to give a statement?

Can you describe what you saw? Start from the beginning — what happened first?

So you're saying the blue car ran the red light? Are you sure about that? Could you estimate how fast the blue car was going?

Thank you, that's very helpful. Did you see anything else? Were the drivers using their phones, or did you notice anything unusual before the crash?

That's fine — just tell us what you're sure about. Can I get your name and phone number? We may need to follow up with you later. Here's my card with the case number if you remember anything else.