How to describe medical symptoms in English?

Your plan covers emergency medical treatment, hospitalization, prescription medications, and ambulance services. There's a $100 deductible per incident.

你的计划包含紧急医疗治疗、住院、处方药和救护车服务。每次事故有100美元免赔额。

It covers urgent and emergency care. Routine checkups and preventive care are not included. However, if you feel unwell, an urgent care visit would be covered.

包含紧急和急诊护理。常规体检和预防保健不包含。但如果你不舒服，紧急护理就诊是包含的。

Dental is covered only for emergency treatment caused by an accident — up to $500. Routine dental and vision are not covered under your plan.

牙科只保事故导致的紧急治疗——最高500美元。常规牙科和眼科不在你的计划范围内。

For hospitalization, please call our 24-hour emergency line first. We need to authorize the admission unless it's a life-threatening emergency.

住院请先拨打我们的24小时紧急热线。除非是危及生命的紧急情况，否则需要我们授权入院。

Our 24-hour assistance line is +1-800-555-0199. Save it in your phone. They can also help find hospitals that work with our insurance network.

我们的24小时援助热线是+1-800-555-0199。存在手机里。他们还能帮你找到我们保险网络内的医院。

The deductible is the amount you pay before insurance kicks in — yours is $100. Co-pay is a fixed amount you pay per visit — like $20. The out-of-pocket maximum is the most you'll pay in a year — yours is $5,000.

免赔额是保险生效前你需支付的金额——你的是100美元。共付额是每次就诊支付的固定金额——比如20美元。自付最高限额是一年内你最多支付的总额——你的是5000美元。

After the deductible, we cover 80% and you pay 20% — that's called coinsurance. This continues until you hit the out-of-pocket maximum.

免赔额之后，我们承担80%，你承担20%——这叫共同保险。直到你达到自付最高限额。

It depends on your plan. Your policy has a pre-existing condition exclusion for the first 60 days. After that, stable conditions are covered.

取决于你的计划。你的保单在前60天有既往病史排除期。之后，稳定的病情是包含的。

Since your trip is within the 60-day exclusion period, a flare-up of high blood pressure would not be covered. However, if you have a completely new and unrelated medical issue, that would be covered.

由于你的行程在60天排除期内，高血压恶化不会被覆盖。但如果你有全新的、无关的医疗问题，那是包含的。

Unfortunately, you can't upgrade after the trip has started. For your next trip, I'd recommend our Premium plan which waives the pre-existing condition exclusion if purchased within 14 days of booking.

很遗憾，旅行开始后不能升级。下次旅行建议选我们的高级计划，如果在预订后14天内购买，可以免除既往病史排除。