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How to handle banking and telecom in English abroad?

取款Making a Withdrawal

在银行柜台取出大额现金 This scene includes 8 dialogue turns across 1 conversation path, helping you practice with 银行柜员.

Banking & Telecom · 银行通讯8 phrasesBasic 基础

Dialogue Preview · 对话预览

Counter Withdrawal · 柜台取款

basic
You

Hi, I'd like to withdraw three thousand dollars from my savings account.

你好,我想从储蓄账户取3000美元。

Sure. May I see your ID and debit card, please? For withdrawals over a certain amount, we do need to verify your identity.

好的。请出示您的身份证件和借记卡好吗?超过一定金额的取款,我们需要核实身份。

You

Here's my passport and my debit card. Is there a daily withdrawal limit?

这是我的护照和借记卡。每天有取款限额吗?

💡 美国银行取现超过10,000美元需要填写CTR(货币交易报告),银行有义务向政府报告。这是反洗钱法规要求。

The ATM has a daily limit of five hundred dollars, but there's no limit at the counter for amounts under ten thousand. For amounts over ten thousand, we'll need to file a currency transaction report.

ATM每日限额500美元,但柜台取10,000以下没有限制。超过10,000的话,我们需要填写一份货币交易报告。

You

Three thousand is fine. Can I get it in hundred-dollar bills?

3000就行。能给我100美元面额的吗?

Absolutely. That's thirty hundreds. Let me count them out for you. Please verify the amount before you leave the counter.

没问题。30张100的。我帮您数出来。请在离开柜台前确认金额。

You

That's correct. Thank you. Could I also get an updated balance on my account?

没错。谢谢。能帮我查一下账户余额吗?

After this withdrawal, your savings account balance is twelve thousand four hundred and fifty dollars. Here's your receipt. Have a good day!

取款后您的储蓄账户余额是12,450美元。这是您的收据。祝您愉快!

Key Phrases · 关键短语

verify your identity

核实身份

withdrawals over a certain amount

超过一定金额的取款

daily limit

每日限额

currency transaction report

货币交易报告

no limit at the counter

柜台没有限制

count them out

数出来

verify the amount

确认金额

balance

余额

Cultural Notes · 文化注释

  • 美国银行取现超过10,000美元需要填写CTR(货币交易报告),银行有义务向政府报告。这是反洗钱法规要求。

How to practice this scene · 如何练习

1

Listen · 听一遍

Play the full dialogue to understand the context and flow.

2

Repeat · 逐句跟读

Mimic pronunciation, intonation, and rhythm phrase by phrase.

3

Role-play · 角色扮演

Practice as the traveler while listening to the other speaker.

FAQ · 常见问题

What do you say when "making a withdrawal" in English?
You can start with: "Hi, I'd like to withdraw three thousand dollars from my savings account." (你好,我想从储蓄账户取3000美元。).
What will staff/locals say to you during "making a withdrawal"?
You may hear: "Sure. May I see your ID and debit card, please? For withdrawals over a certain amount, we do need to verify your identity." (好的。请出示您的身份证件和借记卡好吗?超过一定金额的取款,我们需要核实身份。).
How many English phrases are in this "Making a Withdrawal" scene?
This scene contains 8 dialogue turns across 1 conversation flow, covering counter withdrawal.
Are there cultural tips for "making a withdrawal" in English-speaking countries?
美国银行取现超过10,000美元需要填写CTR(货币交易报告),银行有义务向政府报告。这是反洗钱法规要求。

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