How to handle banking and telecom in English abroad?

Sure, for an international wire you'll need the recipient's full name, their bank's SWIFT code, their account number, and the bank's address. Do you have that information?

好的，国际汇款您需要收款人全名、收款银行的SWIFT代码、账号以及银行地址。您有这些信息吗？

The outgoing wire fee is $45. There might also be an intermediary bank fee of $15 to $25 on the receiving end. And keep in mind the exchange rate — we use the mid-market rate plus a small spread.

汇出手续费是45美元。收款端可能还会有15到25美元的中间银行费用。另外请注意汇率——我们用中间市场汇率加一个小点差。

International wires to China typically take two to three business days. If you send it before our cutoff time at 3 PM, it'll start processing today.

国际汇款到中国通常需要两到三个工作日。如果您在下午3点截止时间前发出，今天就会开始处理。

Today's rate is 7.18 yuan per dollar. That includes our spread. The mid-market rate is about 7.24, so our markup is roughly 0.8%.

今天的汇率是1美元兑7.18人民币，已包含我们的点差。中间市场汇率大约是7.24，所以我们的加价大约0.8%。

Let me calculate. $2,000 minus the $45 wire fee is $1,955 converted. At 7.18, that's about 14,037 yuan. The receiving bank might deduct another small fee, so figure around 13,900 to 14,000 yuan.

我算一下。2000美元减去45美元手续费，实际兑换1955美元。按7.18的汇率，大约是14037元人民币。收款银行可能还会扣一小笔费用，所以大约到账13900到14000元。

Absolutely. Once I process the wire, you'll get a confirmation receipt with a reference number. You can track the status online or call us. I'll also send a confirmation to your email on file.

当然。汇款处理完后，您会收到一张带有参考号码的确认收据。您可以在线追踪状态或打电话给我们。我也会把确认信息发送到您的注册邮箱。