银行转账
在银行办理国内或国际电汇转账本场景包含 8 句对话，1 条练习路径，帮你练熟和银行柜员的真实交流。
对话预览
国际转账流程
basicHi, I need to send a wire transfer to a bank account in China. Can you help me with that?
你好，我需要向中国的银行账户电汇。你能帮我办理吗？
Of course. For an international wire transfer, I'll need the recipient's full name, their bank name, the SWIFT code, and the account number. How much are you sending?
当然。办理国际电汇，我需要收款人全名、银行名称、SWIFT代码和账号。您要汇多少？
I'm sending two thousand dollars. Here's the bank information. How long will it take to arrive?
我要汇2000美元。这是银行信息。多久能到账？
International wires typically take three to five business days. The fee is forty-five dollars for outgoing international transfers. The recipient's bank may also charge a receiving fee.
国际电汇通常需要3到5个工作日。发出国际转账的手续费是45美元。收款银行可能也会收一笔接收费。
Forty-five dollars? That's quite a lot. Are there any cheaper options?
45美元？挺贵的。有更便宜的方式吗？
银行电汇费用较高。Wise（原TransferWise）、Remitly等在线汇款服务通常费用更低、汇率更好。
For regular transfers, the bank wire is the most secure option. You could also look into online money transfer services, but I'd recommend our service for larger amounts since it's fully insured.
对于普通转账，银行电汇是最安全的方式。您也可以看看在线汇款服务，但大额转账的话我推荐我们的服务，因为是全额保险的。
Alright, let's go with the wire transfer. Do I need to fill out any forms?
好吧，就用电汇。我需要填什么表格吗？
Yes, please fill out this wire transfer request form. Make sure the SWIFT code and account number are correct — once the money is sent, it's very difficult to recall. I'll also need your ID.
是的，请填这张电汇申请表。请确认SWIFT代码和账号正确——钱一旦发出，很难撤回。我还需要您的身份证件。
关键短语
wire transfer
电汇
recipient
收款人
SWIFT code
SWIFT代码（银行国际代码）
three to five business days
3到5个工作日
outgoing international transfers
发出的国际转账
receiving fee
接收费
most secure option
最安全的方式
online money transfer services
在线汇款服务
fully insured
全额保险的
wire transfer request form
电汇申请表
recall
撤回
文化注释
- •银行电汇费用较高。Wise（原TransferWise）、Remitly等在线汇款服务通常费用更低、汇率更好。
如何练习
听一遍
先完整听一遍，熟悉对话节奏和语境。
逐句跟读
模仿发音、语调和节奏，一句一句跟。
角色扮演
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