How to handle banking and telecom in English abroad?

We offer international wire transfers. You can also use our online banking platform to send money abroad. How much are you looking to send?

我们提供国际电汇。您也可以通过我们的网上银行向国外汇款。您要汇多少？

For regular transfers, I'd suggest setting up a recurring wire. The fee is thirty-five dollars per transfer. However, for monthly transfers, you might want to consider a service like Wise or Remitly — they often have lower fees and better exchange rates.

对于定期转账，我建议设置定期电汇。每笔手续费35美元。不过如果是每月汇款，您可以考虑Wise或Remitly这样的服务——它们通常费用更低、汇率更好。

Bank wires to China typically take two to four business days. The receiving bank in China may also require the recipient to visit a branch to pick up the funds, especially for larger amounts.

银行电汇到中国通常需要2到4个工作日。中国的收款银行可能还要求收款人去网点领取资金，特别是大额汇款。

Yes, you can send it in US dollars and the receiving bank will convert it to yuan at their rate, or some services let you lock in the exchange rate before sending. The recipient's bank may require them to show ID and sign paperwork for foreign currency receipts.

可以，您可以发美元，收款银行会按他们的汇率转换成人民币。有些服务可以在发送前锁定汇率。收款银行可能要求收款人出示身份证并签署外币收入文件。