How to handle banking and telecom in English abroad?

Yes, absolutely. We issue money orders up to $1,000. For $800, the fee is $5. We'll need the exact amount in cash or from your checking account. Who should I make it payable to?

可以的。我们可以开到1,000美元。800美元的汇票手续费是5美元。我们需要现金或从您的支票账户扣款。收款人写谁？

Sure, I'll debit $805 from your checking — $800 for the money order and $5 for the fee. Make sure to fill in your name and address in the purchaser section before you hand it over. Keep the receipt — that's your proof of purchase and you'll need it if the money order gets lost.

好的，我从您的支票账户扣805美元——800是汇票金额，5块是手续费。交给对方之前记得在购买人那栏填上您的姓名和地址。收据留好——这是购买凭证，如果汇票丢了需要用到。

Don't try to cross anything out — that voids it. Bring the money order back with your receipt, and we can cancel it and issue a new one. There's a $15 cancellation fee, and the refund takes about 30 days. So double-check the payee name before you write it.

不要划掉任何内容——那样会作废。把汇票和收据带回来，我们可以取消并重新开一张。取消费15美元，退款大约30天。所以写之前仔细核对收款人名字。

I can look that up for you. Do you have your receipt? I'll need the serial number and the exact amount. Once I pull it up, I can tell you if it's been cashed or is still outstanding.

我可以帮你查。你有收据吗？我需要序列号和确切金额。查到后可以告诉你是已经兑现了还是还未兑付。

Good news — it hasn't been cashed yet. I can place a stop payment on it and issue a replacement. There's a $30 stop payment fee, and the new money order will have a $5 issuance fee. The replacement will be ready today. I'd recommend sending it via certified mail this time so you have tracking.

好消息——还没被兑现。我可以做止付处理然后重新开一张。止付费30美元，新汇票手续费5美元。今天就能拿到新的。建议这次用挂号信寄，这样有追踪。

Unfortunately, we don't issue international money orders. For sending money to China, I'd recommend an international wire transfer — we can do that here for a $45 fee, and it usually arrives within two to three business days. Alternatively, you could use a service like Western Union or Wise, which might be cheaper depending on the amount and exchange rate.

很遗憾，我们不提供国际汇票。往中国汇款的话，我建议做国际电汇——这里可以办，手续费45美元，通常两到三个工作日到账。或者你也可以用 Western Union 或 Wise 之类的服务，根据金额和汇率可能更便宜。