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How to handle banking and telecom in English abroad?

支票业务Check/Cheque Services

了解如何使用支票、存入支票、订购支票本 This scene includes 8 dialogue turns across 1 conversation path, helping you practice with 银行柜员.

Banking & Telecom · 银行通讯8 phrasesBasic 基础

Dialogue Preview · 对话预览

Depositing and Using Checks · 支票存入和使用

basic
You

Hi, I received a check from my employer and I'd like to deposit it. I've never deposited a check before.

你好,我收到一张雇主开的支票,想存入银行。我以前没存过支票。

💡 支票在美国仍然很常用,特别是工资支票、房租支票和退税支票。学会存支票是很实用的技能。

No problem! First, you'll need to endorse the check by signing the back of it. Just sign your name exactly as it appears on the front.

没问题!首先,您需要在支票背面签名做背书。签名要和支票正面的名字一致。

You

Okay, I've signed it. Here you go. How long until the funds are available?

好的,签好了。给你。多久资金才能到账?

For a payroll check like this, the first two hundred dollars will be available tomorrow, and the full amount should clear within two business days. Large checks may take longer.

像这样的工资支票,前200美元明天可用,全部金额应该在2个工作日内到账。大额支票可能需要更久。

You

Got it. I also need to write a check for my rent. How do I fill one out properly?

明白了。我还需要开一张支票付房租。怎么正确填写?

Write the date on the top right, the recipient's name on the "Pay to the Order of" line, the amount in numbers in the box, and write out the amount in words on the line below. Don't forget to sign the bottom right.

右上角写日期,"Pay to the Order of"那行写收款人姓名,方框里用数字写金额,下面一行用英文单词写出金额。别忘了右下角签名。

You

Can I also deposit checks using the mobile app?

我能用手机App存支票吗?

Yes! Our app has mobile check deposit. Just take a photo of the front and back of the endorsed check, enter the amount, and submit. It's very convenient. Keep the physical check for thirty days just in case.

可以!我们的App有手机支票存入功能。拍背书后支票的正反面照片,输入金额,提交就行。非常方便。纸质支票保留30天以防万一。

Key Phrases · 关键短语

endorse the check

背书(在支票背面签名)

signing the back

在背面签名

payroll check

工资支票

clear

到账/清算

available tomorrow

明天可用

Pay to the Order of

付款给(收款人行)

amount in words

金额大写(用英文单词)

sign the bottom right

右下角签名

mobile check deposit

手机支票存入

take a photo

拍照

keep the physical check

保留纸质支票

Cultural Notes · 文化注释

  • 支票在美国仍然很常用,特别是工资支票、房租支票和退税支票。学会存支票是很实用的技能。

How to practice this scene · 如何练习

1

Listen · 听一遍

Play the full dialogue to understand the context and flow.

2

Repeat · 逐句跟读

Mimic pronunciation, intonation, and rhythm phrase by phrase.

3

Role-play · 角色扮演

Practice as the traveler while listening to the other speaker.

FAQ · 常见问题

What do you say when "check/cheque services" in English?
You can start with: "Hi, I received a check from my employer and I'd like to deposit it. I've never deposited a check before." (你好,我收到一张雇主开的支票,想存入银行。我以前没存过支票。). Tip: 支票在美国仍然很常用,特别是工资支票、房租支票和退税支票。学会存支票是很实用的技能。
What will staff/locals say to you during "check/cheque services"?
You may hear: "No problem! First, you'll need to endorse the check by signing the back of it. Just sign your name exactly as it appears on the front." (没问题!首先,您需要在支票背面签名做背书。签名要和支票正面的名字一致。).
How many English phrases are in this "Check/Cheque Services" scene?
This scene contains 8 dialogue turns across 1 conversation flow, covering depositing and using checks.
Are there cultural tips for "check/cheque services" in English-speaking countries?
支票在美国仍然很常用,特别是工资支票、房租支票和退税支票。学会存支票是很实用的技能。

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